The policies for each claim may be with different companies and you may have to work with more than one insurance company representative.īefore beginning repairs to your flooded home, be sure to check with local officials about applicable building codes and floodplain management requirements.Īnyone whose flood insurance policy recently expired should ask their agent if they are still within a renewal grace period. Those who have damage from both wind and flood will need to file two separate claims: a homeowner’s insurance claim for wind damage and a flood insurance claim. Policyholders should be sure to ask their insurance company about advance payments to receive up to $20,000 to jumpstart recovery. Information about filing a claim, documenting damage, working with your flood insurance adjuster, making repairs and understanding your claim payment is available on .Īnyone who doesn’t know who their insurance agent or company is may call 87. National Flood Insurance Program policyholders, contact your insurance agent or company to file a claim. They can provide specifics concerning the damage later, once local officials say it is safe to return to their property. Policyholders who evacuated, and who have not returned home, can start the flood insurance claims process even if they only suspect flood damage. WASHINGTON - Recovering after a flood can be overwhelming and FEMA’s National Flood Insurance Program (NFIP) is dedicated to getting you back on your feet after Hurricane Ian.Īnyone affected by Hurricane Ian who has an NFIP flood insurance policy and has suffered flood damage should begin filing their claim now, even if you have not returned home yet.

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